FlexShopper Reviews

Here are the top 10 alternatives to FlexShopper:

1. Katapult: Offers a larger credit line and better flexibility.
2. Leaseville: Provides a rent-to-own program.
3. Aaron's: Offers furniture, electronics, appliances, and more with affordable payments.
4. Affirm: Allows you to pay over time at your favorite brands.
5. YuKeep: Offers a lease-to-own option on electronics.
6. National Credit Direct: Provides no credit check financing on name brand products.
7. Rent-A-Center: Another popular rent-to-own service.
8. Fingerhut: Known for its catalog of products available on a rent-to-own basis.
9. FuturePay: Offers a flexible payment option for online shopping.
10. Akulaku: Provides a platform for online installment shopping.

These alternatives offer similar services to FlexShopper, including lease-to-own programs and flexible payment options. Some of them even report your payment history to the credit bureaus, allowing you to improve your credit score at the same time.

To open an account on FlexShopper, follow these steps:

1. Visit the FlexShopper website.
2. Click on the Apply Now button.
3. Fill out the application form with the required information.
4. Submit the application.
5. Wait for an instant decision on the application.
6. If approved, a spending limit up to $2,500 will be provided.
7. Start shopping with the approved spending limit.

Remember, applying is free and easy. The approved spending limit can be used towards one or multiple items. Enjoy shopping!

FlexShopper is an online marketplace that operates on a lease-to-own model. Customers can shop from over 100,000 products with new deals added every day. The platform allows customers to enjoy the things they need and pay as they go with no hidden fees and easy weekly payments. FlexShopper offers products for easy weekly payments from the brands customers love, at the places they love to shop. Customers can qualify for up to $2,500 instant spending limit to shop a huge selection of electronics, furniture, appliances & more. The process is simple: sign up for an account, choose the item needed from either their site or a favorite retailer, choose the shipping and delivery method, and that's it! The items are delivered to the customer's doorstep or picked up in store. The customer's easy weekly payments will be deducted from the bank account they provide. After the customer receives their products, they'll own their product after 52 weekly payments or sooner with early purchase options. Customers aren't stuck with unwanted products or debt. They can return their product to FlexShopper any time after their initial term (typically one week). Customers can change their weekly payments to bi-weekly or monthly, whatever fits their schedule. Customers can add FlexAdvantage TM to protect from accidental damage, loss or theft, loss of job or income. Bonus Health and Wellness Discount Programs are also available.

Yes, products leased from FlexShopper can be returned. Customers are not stuck with unwanted products or debt. They can return their product to FlexShopper any time after their initial term, which is typically one week. However, the lease payments made to the point of return are typically not refunded. If the item has a manufacturer's defect, then the company coordinates a replacement of the product or negotiates a financial settlement with the customer. Please note that these policies may vary and it's always best to check with FlexShopper for the most accurate information.

FlexShopper is a platform that offers a wide range of products for lease-to-own. The popular categories include Windows & Android Tablets, iPads, PC Laptops, MacBooks, ChromeBooks & 2-in-1s, Apple Desktops, All-In-Ones & Desktop Towers, Gaming Desktops, Laptops and Monitors, Printers & Scanners, Networking & Wireless and Hard Drives & Storage. Accessories such as Keyboards, Mice, Webcams, Headsets and Speakers are also available.

In addition to the usual rent-to-own fare, FlexShopper offers products like snow blowers, baby monitors, and smartwatches. Computers for home and work are very popular. The entertainment category, including gaming stations and televisions, are top sellers.

FlexShopper also provides Musical Instruments, Audio Equipment & Speakers, Cameras and Camcorders, Health, Fitness, & Sports Equipment, and Grills & Smokers. The platform keeps on top of the hottest trends to bring the very best products on the market.

The platform allows for weekly, bi-weekly, or monthly payments, enabling customers to lease-to-own a variety of the newest items, including Computers and Laptops, Video games and Accessories, Furniture, and Appliances. FlexShopper helps people with little cash or no credit lease-to-own the products they need with easy weekly payments.

FlexShopper is a lease-to-own platform that allows customers to make weekly or monthly payments for up to a year to rent a product. Once all payments are completed, the product is legally owned by the customer. This sets lease-to-own apart from various "Shop Now, Pay Later (SNPL)" programs. With lease-to-own, customers can typically return the product in the middle of the lease agreement and release themselves from any future payment obligations.

However, FlexShopper has some limitations. For instance, it cannot be used in New Jersey, Minnesota, Wyoming, or Wisconsin. It also has a spending limit of just $2,500. While customers can call and request a higher limit, they cannot automatically qualify for a higher spending limit from the get-go. FlexShopper may also charge fees for late payments.

On the other hand, platforms like Progressive Leasing, LeaseVille, and WhyNotLeaseIt are good substitutes to FlexShopper. Among these, Katapult stands out as it offers a larger credit line and better flexibility. Unlike FlexShopper, Katapult does not charge for late payments. It provides a spending limit of up to $3,500, which is $1,000 more than what FlexShopper offers. This allows customers to buy more items or more expensive items, giving them more flexibility in their shopping.

To create a FlexShopper account, customers can fill out an application in minutes and qualify for an instant spending limit up to $2,500. After the application, customers submit a Lease Request in-store via the FlexWallet app, or head to checkout on the website. They then accept the Lease Agreement in the FlexWallet App or at checkout. It's important to note that good credit is not necessary, but not everyone with bad credit is approved. The goal is to help consumers with bad credit get goods they want through a Lease. After the customer receives their products, their easy weekly payments will be deducted from the bank account they provide. Customers can get started leasing with no money out of pocket on most items. FlexShopper pays retailers up front, customers begin their payments the Friday after. Customers can save money and own sooner with early purchase options. They can save up to 35% of remaining payments with early payoff after 90 days. Instead of gaining interest, customer's easy weekly payments always stay the same. They'll own their product after 52 weekly payments or sooner with early purchase options. Customers aren't stuck with unwanted products or debt. They can return their product to FlexShopper any time after their initial term (typically one week). Customers can change their weekly payments to bi-weekly or monthly, whatever fits their schedule. Customer service can make the change once their first payment is made. Customers can add FlexAdvantage TM to protect from: Accidental damage, Loss or theft, Loss of job or income. Bonus Health and Wellness Discount Programs are also available.

Yes, FlexShopper offers a lease-to-own option for a wide range of products. Customers can apply for a spending limit up to $2,500 and start shopping for the products they need. The product categories include TVs, Video Gaming, Computers, Cell Phones, Cameras, Furniture, Appliances, and more. The lease-to-own process is simple and involves easy weekly payments. After 12 months or less, customers can own the products. FlexShopper also allows customers to lease one or multiple items within their available spending limit. Most of the products available for lease are new and include a wide selection of the latest electronics.

FlexShopper has a return policy that allows customers to return their product any time after their initial term, which is typically one week. However, the lease payments made to the point of return are typically not refunded. If the item has a manufacturer's defect, then the company coordinates a replacement of the product or negotiates a financial settlement with the customer.

In terms of the shipping policy, once you accept the electronic lease agreement, your products are shipped directly to your door. When your products arrive, you will send your weekly payment, which is automatically deducted from the bank account you provided on your application. After you meet all your payments for one year, the product belongs to you. Free delivery offer applies to scheduled delivery on select major appliances, furniture, treadmills, ellipticals, exercise cycles, home gyms, and outdoor grills.